TRAVEL INSURANCE FOR
Travelers with "See The World Tours"
"If you have a pre-existing medical condition that you would
like covered by travel insurance."
You MUST PURCHASE the Insurance Policy within 15 Days of making your first Trip Deposit!
"Please contact Myra at 1-877-515-9055 for more details as soon as possible".
Travel Protectors is offering three
inexpensive travel insurance options to protect you against unforeseen
travel-related medical emergencies or unexpected trip cancellation. These
benefits are not offered by your USA health care provider and are the lowest-priced
plans available anywhere including online. Feel safe and secure on your
trip knowing you are covered and can reach us 24/7 from anywhere in the
world.
Yes; from 1 day to 365 days,
with option to renew up to 36 months
Comprehensive
No trip cancellation for the
outbound trip; only offers trip interruption to return back to the
USA
OPTION 1 - "Cruise, Tour &
Travel" package: 1-30 days WITHOUT trip-cancellation coverage “Cruise, Tour and Travel” insurance
is primary coverage, which means you don't have to wait to be reimbursed
by your USA health care provider for hospitalization or emergency medical
transportation! Travel Protectors pays the bill up front! We replace your
primary health care provider during your trip. Nothing can be simpler.
Option 1 is for travelers
who want the most comprehensive medical travel insurance WITHOUT trip cancellation
coverage. (Trip cancellation allows you to be reimbursed for money you
would lose if you had to cancel your trip due to illness or injury to you
or a family member).
One Low Flat Fee for 1-30 Days
of Travel:
Age
Cost
per person
0-34
$26.00*
35-59
$30.00*
60-69
$44.00*
70-74
$50.00*
75-79
$66.00*
80-84
$114.00*
(*One $6.00 processing fee applies
per family and is added to the amount)
Benefits Per Person at One Low
Flat Fee:
Primary Insurance: “Primary” means AIG, the insurance underwriter of
this plan, pays claims first!
Up to $50,000 - Medical Expenses: Covers necessary medical expenses
up to one year after the sickness or injury provided you received initial
treatment while on your trip.
Up to $1 million - Emergency Medical Evacuation and Repatriation of Remains:
Covers evacuation and transportation due to an injury or illness.
Will pay for medical evacuation to the nearest western medical facility
and home if necessary.
Up to $1,000 - Trip Delay of 5 hours or more: (maximum $200.00 per
day). Reimburses for reasonable, additional meals, accommodations, taxi
fares and essential phone calls.(Will not cover airline ticket loss or
add’l cost incurred by airline ticket changes).
Trip Interruption (Return Air Only): Up to $1,000 to cover costs for
trip interruption if you must interrupt your trip due to an emergency back
home.
Up to $500 - Missed Connection: Reimburses you up to $500 if you misconnect
on a flight and need to purchase a new ticket.
Up to $2500 - Baggage & Personal Effects Loss: Includes lost, stolen,
or damaged luggage or travel documents.
$500 - Baggage Delay: Reimburses you for the purchase of essential
items if your bags are delayed for more than 24 hours.
$50,000 – Accidental Death & Dismemberment: Coverage against injury
or loss of life while traveling.
24/7/365 Emergency Assistance: Offers emergency medical assistance
for your peace of mind anywhere in the world.
No Deductible - No Co-Pay
Call Myra (toll Free) at 1-877-515-9055 for more information or to Purchase this coverage.
OPTION 2 - "Trip Essential" WITH
trip-cancellation coverage, health coverage, and medical evacuation
“Trip Essential” is our most basic and
affordable plan, with fewer benefits and a lower rate than the “Cruise,
Tour and Travel” plan. It is Secondary Insurance. Secondary means
you may be asked to pay for your medical expenses up front but we do everything
possible to help you in this endeavor. With this plan there are some minor
deductibles but no co-pays. Health coverage, medical evacuation and
trip cancellation are all included in the one fee you select below:
Option 3 is for travelers
who want basic medical coverage with trip cancellation.
Non
- refundable trip cost (per
person):
Age 0-34
Age 35-59
Age 60-69
Age 70-74
Age 75-79
Age 80-84
Age 85+
$1 - $500
$18
$27
$30
$38
$45
$68
$74
$501 - $1,000
$31
$39
$49
$67
$81
$105
$125
$1,001 - $1,500
$40
$53
$67
$88
$116
$138
$176
$1,501 - $2,000
$54
$71
$92
$125
$151
$179
$227
$2,001 - $2,500
$69
$89
$114
$154
$186
$221
$278
$2,501 - $3,000
$83
$105
$136
$184
$222
$261
$330
$3,001 - $3,500
$98
$111
$159
$214
$256
$302
$381
$3,501 - $4,000
$111
$122
$180
$243
$292
$351
$432
$4,001 - $4,500
$124
$139
$228
$272
$326
$397
$483
$4,501 - $5,000
$138
$155
$256
$302
$362
$444
$533
One flat fee covers each traveler
from 1-30 days (*One $6.00 processing fee applies per family and is added
to the amount)
Benefits of “Trip Essential” With
Trip Cancellation:
Up to $10,000 - ($50.00 deductible applies) Medical Expenses: Covers necessary
medical expenses up to one year after the sickness or injury provided you
received initial treatment while on your trip. (For an additional $9.00
per person you can be covered for a total of $30,000).
Up
to $1 million - Emergency Medical Evacuation: Covers evacuation and transportation,
in a medically equipped and staffed aircraft, to the nearest Westernized
country with western medically-trained staff. We will then, under the same
coverage, fly you home if necessary. (There is no need to purchase
additional medical evacuation coverage that touts “we’ll take you to the
hospital of your choice” because how would you know which hospital
to go to when you are outside of the USA?) Our experienced emergency physicians
know. All you have to do is make one call to our Emergency Center. You
will most definitely be taken to the best medical facility to treat
your illness or injury.
Up to $500 ($50.00 deductible applies) for Lost, Stolen, or Damaged Baggage
& Personal Effects: Reimburses you if your luggage or personal effects
are lost, damaged, or stolen while you are on your trip.
Up to $500 - Trip Delay: (maximum $100.00 per day). Coverage applies to
the following: Airline-caused delay (including bad weather); You or Your
Traveling Companion being delayed by a traffic accident while en route
to a departure, in which You or Your Traveling Companion is directly or
not directly involved; lost or stolen passports, money, or travel documents;
quarantine; hijacking, unannounced strike, natural disaster.
$100.00 - Baggage Delay: Reimburses you for the purchase of essential items
if your bags are delayed more than six hours.
24/7/365 Emergency Assistance: Emergency medical assistance for your peace
of mind anywhere in the world.
No Co-pays
Call Myra (toll Free) at 1-877-515-9055 for more information or to Purchase this coverage.
OPTION 3 - "Worldwide Health”
WITH Trip Interruption Only (LONG-TERM FROM 1 day to 1 year with the option
to renew up to 36 months) “Worldwide Health” is geared toward
extended travel and long term stays outside the USA. This travel insurance
offers coverage for Emergency Medical Evacuation, Acts of Terrorism and
Complications of Pregnancy along with a host of other services including
24/7 emergency assistance from anywhere in the world. Worldwide Health
is Secondary Insurance. “Secondary” means you may be asked to pay
for certain medical expenses up front and submit for reimbursement however,
we do everything possible to help you with your major medical expenses.
SCHEDULE
OF BENEFITS AND LIMITS:
Deductibles:
Choose your deductible: $0, $100,
$250, $500, $1,000 or $2,500 per Certificate Period
Hospital Room and
Board:
Average Semi-private room rate,
including nursing services
Local Ambulance:
Usual, Reasonable and Customary
charges
Hospital Indemnity:
$100 per day (not subject to Deductible
or Coinsurance)
Intensive Care Unit:
Usual, Reasonable and Customary
charges
Outpatient Treatment:
Usual, Reasonable and Customary
charges
Physical Therapy:
$50 per visit
All Other Eligible
Medical Expenses:
Usual, Reasonable and Customary
charges
Acute Onset of Pre-existing
Condition:
10% of Overall Maximum Limit up
to $50,000 per Certificate Period (only available for US Citizens under
age 70 with Certificate Periods of 3 months or more)
Emergency Dental:
Due to an Accident – Overall Maximum
Limit
Acute Onset of Pain - $100 limit
per Certificate Period
Emergency Medical
Evacuation:
Overall Maximum Limit
Emergency Reunion:
$15,000 limit per Certificate Period
Return of Minor
Children:
$5,000 limit per Certificate Period
Terrorism:
$50,000 Maximum Lifetime Limit,
Medical Expenses only
Accidental Death
and Dismemberment:
Death - $25,000 adult, $5,000 children
under age 18; Loss of 2 Limbs - $25,000 adult, $5,000 children under age
18; Loss of 1 Limb - $12,500 adult, $2,500 children under age 18; Benefits
reduce by 50% at age 70 and an additional 50% at age 75
Common Carrier Accidental
Death:
$50,000 per adult, $25,000 children
under age 18; $250,000 Maximum per family
Repatriation of
Remains:
Overall Maximum Limit
Trip Interruption:
$5,000 limit per Certificate Period
Lost Checked Luggage:
$250 limit per Certificate Period
(not subject to Deductible or Coinsurance)
Hospital Pre-Notification
Penalty:
50% of Eligible Medical Expenses
Hospital Pre-Notification
Penalty:
50% of Eligible Medical Expenses
Optional Hazardous
Sports Rider:
Overall Maximum Limit
Overall Maximum
Limit per Certificate Period (includes all benefits except Accidental Death
and Dismemberment and Common Carrier Accidental Death):
Age 14 days to 69 - $50,000, $100,000,
$250,000, $500,000 or $1,000,000; Age 70 to 79 - $50,000; Age 80 or older
- $10,000
Call Myra (toll Free) at 1-877-515-9055 for more information or to Purchase this coverage.
Plan administered through Travel
Guard International. Underwriter determined by insured’s state of residency.
Travel Insurance underwritten by American Home Assurance Company, with
its principal place of business in New York, NY. It is currently authorized
to transact business in all states and the District of Columbia. NAIC No.
19380. Non-insurance services provided by Travel Guard Assist. Coverage
may not be available in all states. Insurance is underwritten by Arch Insurance
Company, licensed in all states and the District of Columbia, and headquartered
in New York. This is a brief coverage description. See Policy for restrictions.
Conflicts between this document and the policy will be governed by the
policy. Not all coverages are available in all states.
Primary Insurance: “Primary” means AIG, the insurance underwriter of
this plan, pays claims first!
